SOC 2 Compliant
ERP-Certified

How Payra works

From the moment an invoice is created to the moment payment lands; Payra makes the entire experience effortless for your team and your customers.
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PAYRA payment dashboard showing three transactions with status, amount, payer, payment method, and date.
Trusted by businesses across America.

One platform.  

All inside your ERP.

1. Connect your ERP

Our system handles the entire setup, mapping your fields, configuring your journal entry accounts, and connecting the modules you invoice from. You review, approve, and you're live.

2. Invoice Created

Your team creates invoices exactly the way they always have, inside your ERP, nothing changes. Business as usual.

3. Payment link Delivery

Payra delivers the actual PDF invoice from your ERP with a payment link attached, sent via email, text, and directly into your client portal. Your customer gets everything they need in one place.

4. Customer Executes

Your customer pays by card, bank transfer, or applies an available credit balance, whichever works for them.

5. ERP Updated

Payra automatically applies the payment, posts all journal entries, and marks the invoice as paid inside your ERP. Your books are current before anyone has to ask.

Payment of $4,250.00 captured via Visa ending 4111 on 03/13/2026 for invoice INV-2201 from Acme Corp.
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Payment receipt of $4,250 with Visa ending 4111 dated 03/13/2026 from Acme Corp, John Smith.

Every part of the payment cycle covered.

Cash Application

Every payment triggers the correct journal entries, splits out fees, and marks the invoice paid without anyone touching it.

Credit Management

Digital credit applications with bureau data pulled automatically and credit balances reflected in real time everywhere.

Physical & Virtual Terminals

Accept card, ACH, and check at the counter, job site, or over the phone with every transaction posting to your ERP automatically.

Custom Notifications

Automated reminders on a cadence you control, sent by email and text, until the invoice is paid.

Client Portal

A branded self-service portal where customers pay, view statements, and manage documents without calling your team.

Smart Invoicing

Your actual ERP invoice delivered with a payment link, by email, text, and client portal automatically.

Whatever ERP you’re running we can integrate

Why Payra

Enterprise-grade, built to move transactions of any size

Invoices go out, payments come in, and client notifications run themselves, all without a single export, login, or spreadsheet.

40%

Reduction in DSO

3 weeks

Average time to go fully live

99%

Automatic cash application match rate

75%

Reduction in customer calls and follow-ups

Case Study
2
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How Mabry Brothers cut collection times by 50% using Payra

Case Study
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How CBG Draft Services reduced debt with Payra

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The real cost of waiting 83 days to get paid by your contractor customers

Security

Enterprise-grade security. Built in from day one.

Your data is protected, your transactions are secure, and your customers can trust the experience on every interaction.

FAQs

How are payments applied back to our ERP?

Once a payment is received, Payra automatically matches the payment to the appropriate invoices and writes the payment information back to your ERP, eliminating manual cash application.

How do customers pay their invoices?

Customers receive secure payment links by email or text, or they can log into a branded customer portal to view invoices, save payment methods, and make payments online.

How does automated collections work?

Payra monitors your AR aging and automatically sends payment reminders and collection notices based on your preferred schedule and customer rules.

How does Payra work with our ERP?

Payra connects directly to your ERP and uses it as the system of record. Customers, invoices, and accounting data remain synchronized automatically, eliminating duplicate entry and manual reconciliation.

How long does implementation take?

Most customers are up and running within a few days. Our team assists with ERP integration, workflow setup, and onboarding to ensure a smooth implementation.

Get Started

See how Payra works inside your ERP

15 minutes. No commitment. We'll show you the exact integration with your ERP and a realistic path to go live.

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