Get paid where
the sale happens.

Counter, phone, yard, or online. Payra takes the payment, ties it to the invoice, and sends it to your ERP.
No second system. No retyping.

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Trusted by businesses across America.
Supplier team member in a safety vest reviewing invoices at a desk
Collected today
$18,140.25
+$2,175.50
Dunmore Aggregates
Email / text
$12,460.00
Settled
Harlow Supply Co.
Phone
$4,820.00
Settled
Ridgeway Lumber
Counter
$860.25
Settled
Keller Steel & Pipe
Field
$2,175.50
Authorized
At the counter
$860.25
On the phone
$4,820.00
By email or text
$12,460.00
In the field
$2,175.50

Four ways to take a payment.
One place to find it.

Customer tapping a phone on a card reader at a supply counter
01

At the counter.

Put a card reader at your counter or pickup desk. Your team rings up the order, the customer taps or inserts the card, and the payment is in Payra before they've walked out. There's no slip to file and no batch to retype at closing. By the end of the day, the counter's sales are already sitting next to the rest of your payments.

  • Tap, chip, or swipe
  • Tied to the customer and the invoice at the moment of sale
  • Nothing to key in at closing
Man on a phone call in a warehouse
02

On the phone.

A customer calls to place an order or settle an invoice. Open Payra, pick the customer, and enter the card or bank account while they're still on the line. Link the payment to one invoice or to several, and send the receipt to their email before you hang up. Nothing gets written on a notepad to be keyed in later.

  • Card or bank account
  • One payment across several invoices
  • Receipt sent by email
Worker in a hard hat taking a payment on his phone
03

In the field.

Not every sale happens in the office. Drivers collect at delivery, reps close orders at the customer's yard, and someone has to bring that money back. With Payra, they take the payment on their phone, right there. Use the Payra app under your own name and logo, or add payments to the app your team already carries. Either way, the office sees the payment the moment it's taken.

  • The Payra app, with your name and logo
  • Or built into your own app
  • The office sees it right away
Worker in a hard hat using a laptop in a steel yard
04

By email or text.

Some customers just want to pay and get back to work. Send them a payment link by email or text, and they pay from their phone or computer with no account to create and no password to remember. Everything goes into the same list, already tied to the invoice.

  • Sent by email or text, paid from any device
  • No account, no password
  • Same list, same invoice, same ERP

From payment taken
to payment settled.

Take the payment.

Pick the customer, enter the amount, choose card or bank. Link it to one invoice or several.

Follow it until it settles.

Authorized, processed, settled. Every payment shows where it stands and when the money lands.

See every payment in one place.

Collected, refunded, and net at the top. Filter by channel, status, or customer, and export what you need.

Adjust payments when needed

Failed and declined payments are flagged. Retry them, void them, or refund all or part with a reason.

Find it in your ERP.

Each payment lands in your ERP against its invoice. Nobody keys it in twice.

New Payment
Customer
Harlow Supply Co.
Amount
$4,820.00
Invoices
INV-0135, INV-0136
Card
Bank
Take payment
Payment
Authorized
$4,820.00
Harlow Supply Co. · Bank (ACH) · INV-0135, INV-0136
Authorized
Oct 9, 10:42 AM
Processing
Oct 9, 4:00 PM
Settled
Expected Oct 11
Deposits to Operating •••• 4417
Collected
$48,210.00
Refunded
$1,240.00
Net
$46,970.00
All
ACH
Card
Counter
Harlow Supply Co.
ACH
$4,820.00
Settled
Ridgeway Lumber
Card
$860.25
Settled
Dunmore Aggregates
ACH
$12,460.00
Processing
Keller Steel & Pipe
Card
$2,175.50
Refunded
Ridgeway Lumber
Declined
$860.25
Card declined · insufficient funds
Retry
Void
Refund
Payment retried. Authorized.
Invoice INV-0135
Paid
Payment
$4,820.00
Method
Bank ••••9012
Channel
Virtual Terminal
Posted to ERP
Oct 7, 2026
One payment.
Entered once.
Before
A card reader that doesn’t talk to your ERP
The day’s payments retyped by hand at closing
Phone payments written down and keyed in later
Refunds that take three calls
With Payra
Counter, phone, field, and online in one list
Each payment tied to its invoice when it’s taken
Card or bank, with the fees already worked out
Refunds from the same screen, receipt included

Card or bank.
Your customer picks.

Offer the methods that make sense for your business. Payra works out the fees on every payment.

Cards.

Visa, Mastercard, and American Express. In person, by phone, or online.

Your app or ours.
Take payment at the yard, on the route, or at the customer’s door. Pick the setup that fits your team.
The Payra app.
Your team downloads it and takes payment the same day, under your name and logo.
Inside your own app.
Already have an app for drivers or reps? Your developers add payments with the Payra API.
Read the docs
9:41
Smartwear, Inc.
1234 Example Ave SE, Albuquerque, NM 87123 (505) 555-0147
Bill To
Jacob Jones
See Details
Balance Due
Pending
$1,497.86
Full Balance
Different Amount
Pay $1,497.86
Thank you for your business.
yourstore.com/checkout
Checkout
PVC pipe, 4 in × 10 ft
40 units
$1,660.00
Portland cement, 94 lb
65 bags
$1,755.00
Total
$3,415.00
Pay with
Card
Bank (ACH)
Bank account ••••9012
Used last time
Pay $3,415.00
Card payments verified with 3D Secure
Stock updated · 38 bags left
Order SO-2291 synced to your ERP

Your eComm store,
wired to your ERP.

Add Payra to the checkout on your website. Customers pay by card or bank, every order and payment goes straight to your ERP, and your stock count stays right.

ACH at checkout.

Let customers pay big orders straight from their bank account, right in your checkout.

Inventory that keeps up.

Inventory updates in real time as orders come in, so you never sell what you don’t have.

Less chargeback risk.

Card payments are verified with 3D Secure at checkout, which moves the liability for fraud chargebacks off you and onto the card issuer.

Saved payment for repeat buyers.

Returning customers check out with the card or bank account they used last time.

Inside your ERP. Not next to it.

Most tools export your data, match it somewhere else, and send it back. Payra works from inside the system you already run, so every match lands on the right invoice and GL account, where your team already looks.

Book a Demo

70%

of payments tied to an invoice when taken

2 days

from kickoff to first payment

4

ways to get paid, one list

Card data stays
out of your books.

PCI compliant.

Card details go straight to the processor. They never sit in your ERP or your inbox.

SOC 2.

Independent audits of how we handle your data.

Roles and permissions.

Decide who can take payments, issue refunds, or only look.

A trail for every payment.

Authorized, processed, settled, refunded. Each step is stamped with the time.

Questions,
answered.

Which payment methods can my customers use?

Visa, Mastercard, American Express, and bank account payments. You choose which ones to offer.

Does a payment get tied to an invoice?

Yes. Link it to one invoice or several when you take it, and it shows up against them in your ERP.

Can you pass off credit card fee's?

Yes Payra offers both card network compliant surcharging and dual pricing

Can I refund part of a payment?

Yes. Refund the full amount or part of it, add the reason, and your customer gets a receipt.

Can my drivers take payment at delivery?

Yes. Use the Payra app, or add payments to the app your team already uses.

What about payments we take outside Payra?

They are recorded next to the rest, so you see everything in one list.

See it in your ERP.

15 minutes, no commitment. We’ll show you the integration with your ERP and a realistic path to go live.

Book a Demo